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Futu Money Plus - Futu Money Plus

1. FUTU Money Plus

FUTU Money Plus provides various investments, including bond funds, equity funds, and balanced funds.


2. Bond funds

A Bond fund is a pooled investment vehicle that invests principally in bonds (treasury, corporate) and other debt instruments. Investors are more likely to gain higher returns if they hold the fund for a longer time. Bond funds offered by FUTU Money Plus have the following features:

2.1 Medium risk with higher returns 

Investors are likely to get higher returns by investing in bond funds than moneytary funds. There may be fluctuations in a short period, but there is a greater chance for investors to gain higher returns in the long term. 

2.2 No lock-up period

There is no lock-up period for bond funds provided by FUTU Money Plus. Investors can redeem at any time after the units are confirmed. Therefore, investors can enjoy the higher yield and the flexibility of redemption simultaneously. 

2.3 0 redemption fee

FUTU SG does not charge any redemption fees.


3. Equity Funds

An equity fund is a fund that invests principally in stocks, which is suitable for investors who seek high returns. Comparing to monetary funds and bond funds, equity funds bear higher risks. Equity funds offered by FUTU Money Plus have the following features:

3.1 High risk with high returns

Equity funds bear higher risks than money market funds and bond funds in most cases and generate higher returns accordingly. Therefore, equity funds are suitable for investors who are risk-tolerant and seek high returns. 

3.2 Remarkable historical performance 

FUTU Money Plus offers investors top-performing equity funds. However, past performance is no guarantee of future results.

3.3 0 redemption fee

FUTU SG does not charge any redemption fees.


4. Balanced funds

A balanced fund is a hybrid fund that contains both stocks and bonds. The fund invests into each asset class can be adjusted according to the overall investment market conditions. Therefore, balanced mutual funds are geared toward investors looking for a mixture of safety, return, and modest capital appreciation. Equity funds offered by FUTU Money Plus have the following features:

4.1 Medium risk with moderate returns

Balanced funds bear lower risks than equity funds and carry higher yields than bond funds. It is an investment characterized by its diversification among two or more asset classes.  

4.2 Flexible allocation

The amounts the fund invests into each asset class can be adjusted according to the overall investment market conditions, which can help investors seek long-term capital growth, conservation of principal, and current income.

4.3 Minimum subscription amount

Comparing with other products in the market, balance funds provided by FUTU Money Plus require the minimum investment amount, as low as 100 HKD/USD. FUTU SG does not charge any redemption fees.


5. Security

Your funds will be managed by a trustee and/or custodian to ensure the safety of your assets.